Whole of Life Insurance

Whole of Life Insurance is along-term life cover policy with no expiry date while you are alive, as long as you keep paying your premiums. It provides financial protection for the rest of your life and pays out a lump sum when you die.

The policy can be easily set up for inheritance tax planning. Or it can be used to pay funeral costs or to provide a legacy after you are gone. The Policy pays out a lump sum whenever you die. Other policy features include:

  • You can increase your cover amount after certain life events without having to answer any medical questions with our Guaranteed Insurability Option.

  • Your cover amount can be paid out if you’re diagnosed with a terminal illness that cannot be cured and you’re not expected to live more than 12 months.

Optional extras

  • You can add indexation to your policy as a way to combat inflation. Your cover will increase by 3% each year and in return your premiums will go up by 4.5% each year.

  • You can add Royal London's Life Changes Option to your policy for an extra 10% on your premium. This unique option is all about giving you choice and control should your circumstances change in the future. So, under this option, you can stop your premium payments after having had your policy for 15 years or more – and still get something back.

Additional Insurance products & services:

MORTGAGE PROTECTION | LIFE INSURANCE | SERIOUS ILLNESS | CANCER COVER | INCOME PROTECTION | WHOLE OF LIFE

or call us on 01 6279495

 

Our walk in office provides access to qualified insurance advisors covering insurances in Celbridge, Lucan, Maynooth, Leixlip, Clane, Naas and Kildare.

Smart Planning. Bright Future.